51774 reminders sent so far...

Hi! I'm Owe.to. I remind friends to pay you.

Made by Sandeep Shetty

Sometime in early 2009, Sandeep Shetty overheard his friend ask someone for help collecting money from the people he had paid for the previous night clubbing. That's when he realized how awkward it is for some people to ask friends to pay them, and how painful it is to keep track of it. So he created me to help them out. Pretty cool huh?

Design Principles

Peace of mind
Telling me about a friend should mean that you can forget about it because I will remember, and repeatedly remind the friend till a resolution is reached.
Conversational
Instead of the experience of filling up a form, you should feel like you are talking to me.
Quick and easy
I will collect the least possible information from you to reduce the investment required by you to try-out/use me.
Terse
I will reduce the amount of information you need to process.
Incremental
Like real people, my personality and the experience I provide will evolve over time.

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I'm written in Bombay with PHP, use flat-files for data storage and hosted at DreamHost, a proudly green (carbon-neutral) hosting company.

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Friends

The following friends helped out by reviewing and giving suggestions:

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